There are many special discounts that are available to seniors in . Retirees are offered discounts at most retailers, restaurants, parks and on public transport. But you won’t get these discounts unless YOU ASK for them. Simply ask the question, “Do you offer a senior discount?” and see how much you can save.
And did you know there are special senior discounts that are available just online? Many seniors were shocked to find out that they could save as much as $6,000 by using these online discounts and little-known government programs. Here is a list of discounts and offers seniors can take advantage of in 2018.
1. Use HARP – Let The Government Pay For Your Mortgage
If you’re a senior homeowner you could save thousands of dollars each year by taking advantage of this government program called HARP. The Home Affordable Refinance Plan (HARP) was passed by Obama to help the middle class senior Americans reduce their monthly payments by as much as $4,264 each year. The program was set to expire in 2017 but has been extended to 2018. You could bet the banks aren’t too thrilled about losing all that profit and might secretly hope homeowners don’t find out before time runs out.
So while the banks are happily waiting for this program to end, the Government is making a final push and urging homeowners to take advantage of HARP now and save $4,264 each year.
2. Discount on Car Insurance
Did you know that depending on your age and other factors you could get a huge discount on car insurance? Recent studies indicate that only 5% of American drivers over the age of 55 are paying less than $50 per month for car insurance. That is probably because they are not taking advantage of the multiple discounts available to them. Click here to learn how seniors can save $500+ on car insurance.
3. Owe More Than $20,000 in Credit Card Debt? Use This Brilliant Debt Payoff Plan
Owe a lot of money in a credit card debt? This is what credit companies don’t want you to find out:
If you owe more than $20,000 in credit card debt, this proven debt relief program made available for seniors by Freedom Debt Relief can reduce the amount of money you owe. You can resolve your debt with no requirement of loans and thus become debt free in just 24 – 48months. If you’ve been struggling to pay your credit card debt, then click here to find out how you can become debt-free!Click Here To Reduce Your Debt
4. Never Pay For Home Repairs
Many seniors simply don’t have enough money lying around to pay for expensive home repairs. Your home insurance won’t cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who amongst us has hundreds or even thousands available at a moment’s notice for such a repair?
This is why many homeowners are getting this new Home Warranty Program and they’re ending up saving thousands in the long run. ACs, electrical heaters, appliances, roofing repairs – they’re all covered! If there’s something they can’t fix they will just replace it.
5. Save On Life Insurance
Unfortunately with every year you age your insurance premium amount rises 8-10%. For senior citizens, rising life insurance policy costs can add up significantly. And what’s worse is the fact that many seniors have a hard time qualifying for new policies altogether once they reach a certain age.
Fortunately though, there is a way to get a very cheap life insurance policy. You need to compare quotes from multiple insurance companies. This amazing website will let you do that and the best part it is totally free! They will run down your information through their technology to automatically find the best life insurance policies available for a much much lower price.Click Here To Save On Life Insurance
6. ADT Home Security Care Is Offering Seniors an $850+ Discount on a Home Security System
This one is a great money saving idea for those seniors that are homeowners. Your house is 2.5 times more likely to be a target for intruders if you have no security system installed! Horrifying, isn’t it?
By installing a security system not only will you deter possible burglars away from your home, but will also save big money on your homeowners’ insurance policy. Installing an alarm system can get you approximately 10-20% off of your homeowners insurance(which is usually mandatory if you own a home).
And you might think that getting the system installed is going to cost you a lot, but luckily you’re in for some good news! The good news is that these home alarm companies are pretty desperate for customers at the moment so you can get a good deal. For example ADT, one of the best alarm system companies, are currently offering over $850 in equipment plus a $200 Visa gift card with $99 installation and purchase of monitoring service. And let’s not forget that this system is especially important to seniors, who, by having it in their homes, could get medical aid in a potentially life-threatening situation. Click here to get your $850 credit when installing a home alarm system.
7. Free Social Security Disability Claim Evaluation Check
Get a FREE Evaluation and Get the Benefits You Deserve
Utilizing a Social Security Disability attorney or advocate may improve your chances of initial approval, get your approval processed more quickly and in many cases increase the amount of benefits you are awarded. There are no upfront expenses to you for the evaluation, filing or appeal process. To get immediate assistance from one of our attorneys or advocates, fill out the FREE Evaluation Form.
8. Save on Medical Costs
Healthcare is an essential part of human life, and the costs of doctors and the right treatments add up more and more as we age. Most retirees need to take some type of medication, so it’s only right that you should be getting the most out of your medical insurance.
By working with the best insurance company for your needs you can be sure to have the best coverage for the cheapest prices.
Some insurers will send seniors a discount card that you can show when paying for prescriptions. Just remember to check with your local pharmacy to see what discounts are available to you, because discounts might change depending on location.
Many seniors may be able to get extra benefits and don’t even know they’re available. You can also check if you are eligible to get vision, dental, hearing or prescription drug coverage included in your plan.
9. Save on Groceries
Once you’ve used your senior discount at all of your favorite restaurants, you’ll need to buy some groceries. Lots of stores give a senior discount – you just need to ask.
Keep in mind that discounts and deals may vary and can change without notice.
- Farm Fresh – 5% discount Tuesdays and Thursdays (55+)
- Hy-Vee – depending on location will usually offer 5% discount on Tuesdays and Wednesdays (some stores set age to 65+)
- Fred Meyer – 10% senior discount on the first Tuesday of every month
- New Seasons Market – 10% discount every Wednesday
- Compare Food Supermarket – 10% discount in participating locations, get in touch with your local store to find out more
- Piggly Wiggly – varying discounts at participating locations
- Fry’s Food – 10% discount on the first Wednesday of every month to all seniors with VIP card.
10. Get Paid to Take Online Surveys
Have you ever wondered what to do with that additional free time after retirement? What if you could turn it into some extra money just by answering a few questions for online surveys?
There is a new website called Swag Bucks. This website will match you with countless surveys you can complete online for big brands. In return, it will give you virtual points and rewards that you can redeem for e-Giftcards or Paypal. You won’t make a million, but it’s definitely a fun and easy way to pay for your groceries or a nice cup of coffee.Click Here To Join Swag Bucks >>
11. Go Shopping
Kohl’s, Marshall’s and Stein Mart
At Kohl’s on Wednesdays, over 60s can get 15% off. And on Tuesdays, outlet stores Marshall’s, Ross will offer up a 10% discount for seniors – though the exact age is determined by each store.
Walgreens hold a “Seniors Day” once a month too – which varies by location. Discounts of 20% are available for Rewards card members that are over 55 years old in store, and if you’re shopping online you can get a 10% price reduction.
If you are 62 or older, you can get a 10% discount every Tuesday and Wednesday at Dress Barn. And that’s not all, Stein Mart are treating over 55s with their clearance offer. On the first Monday of each month, you can get an extra 20% discount on clearance items. Goodwill gives 10%-20% discounts varying by store. Also if you are 62 or older, you can get a 10% discount every Tuesday and Wednesday at Dress Barn.
Just remember to check with the specific store in your area, as discounts might vary and change without notice.
11. Claim Free Everyday Household Products
Here’s a little tip most retirees aren’t told about. Chances are you purchase the same household products on a daily/weekly basis. But what if you could get free samples sent to you from these very same manufacturers? Not a lot of people know about it, but you can actually claim free samples from top brands. If you’re looking for a way to get household goods, pet food samples, sweet treats, posters, days out vouchers and much more, we recommend signing up for FreeFlys. Once you provide them with your email address, they’ll let you know when you’re eligible for the latest free samples and how to claim them.Click Here To See If You Qualify For Free Samples >>
12. Eating Out
If you don’t feel like cooking be sure to turn to these places for good senior dining deals. From fast food to steak restaurants, our compiled restaurant list will definitely help you make your choice.
Keep in mind that deals may vary at participating locations and can change without notice.
- McDonald’s: discounts on coffee and beverages (55+)
- Whataburger: free drink with purchase of a meal, depending on location (55+)
- Wendy’s: give free coffee or other discounts depending on location
- Piccadilly Cafeteria – 10% discount with “Prime Time for Seniors” card
- IHOP – 10% discount (55+) and a menu for people aged 55 and over at participating locations
- Golden Corral: Senior discount varies by location
- Krispy Kreme Senior Discount: 10% off (50+) (age and discount varies depending on location)
- Perkins Restaurants: Fifty-Five Plus menu Offers special deals (55+)
- Subway: 10% off (60+) varies by location
- The Old Spaghetti Factory: Spaghetti Factory “Senior Menu” offers discounted list of menu items
- Uno Pizzaria & Grill: “Double Nickel Club” 25% off on Wednesday (55+)
- Sizzler: Offers “Honored Guest Menu” (60+) varies by location
- Papa John’s Senior Discount: check with your local stores (no standard senior discount policy)
- Old Country Buffet: Daily discounts for seniors (55+)
- Friendly’s Restaurants: 10% off meal w/ free coffee at breakfast or free small sunday during non-breakfast hours
- Fazoli’s: Join “Club 62” for special senior menu items (62+)
- KFC: free small drink with any meal depending on location (55+)
- Country Kitchen: Great Senior Menu (55+)
- Burger King: 10% discount on purchase depending on location (60+)
- Long John Silver’s: 10% discount or discounted beverage (55+)
- Taco Bell: 10% off (65+)
- El Pollo Loco: 10% off senior discounts varies by location (55+)
13. Take a Trip to the Movies
AMC Theatres, Regal Cinemas, Alamo Drafthouse Cinemas & CineMagic
It’s lovely to visit the cinema every so often. Lots of theaters offer a senior discount too. AMC Theaters offer a generous 30% discount to over 60s. While Regal Cinemas are going one better and will give you 35% off if you are 60 and over. With the money you’re saving you can treat the grandchildren and get a bag of candies to eat while you all enjoy the movie.
Georgia Theatre Company offer varying senior discounts, depending on location and showtime, so be sure to visit their website for more information. If you’re over 60, you can get into weekday shows before 2pm for $6 at Alamo Drafthouse Cinemas, get $1 or $2 off at B&B Theatres and $2 off all evening shows at Celebration Cinemas. Fridley Theatres offer a Bargain Day every Tuesday for all ages – why not take the grandkids?
And at Marcus Theatres seniors can watch matinees for just $5 on Fridays before 5:30 p.m. Showcase Cinemas offer discounted ticket price on Senior Wednesdays at all locations (except Showcase Superlux), and various discounts for popcorn and a soda. If you’re over 65, you can get a discount of between 10%-25% off your ticket price at CineMagic.
14. Tour National Parks
Yosemite, Yellowstone, The Grand Canyon, Zion, The Everglades & More
With this amazing perk, over 62s can use their age advantage to score a serious discount at America’s National Parks.
It’s time to tour Yellowstone, senior citizens, you can get an annual pass for just $20 and a lifetime pass for $80. This pass gives seniors access to all 2,000 federal recreation sites, including National Forests and grasslands. You’ll be able to visit all of America’s parks through-out your retirement.
The cost of the pass covers your entrance-fee, camping, usage fees for a driver and all passengers. You can take the grandkids camping for free whenever you like. Enjoy wildlife, gorgeous scenery and some well-earned peace and quiet.
15. Visit Amusement Parks
Busch Gardens, SeaWorld Orlando, Disney Land & Dollywood
If you’re up for an adventure, you can use your discount at theme parks too. While your days of riding the rollercoaster might be over, there are still some other great attractions on offer.
Senior Pass Members at Busch Gardens in Tampa will get various discount offers all year round and SeaWorld Orlando will give you a $3 discount if you are over 50. LegoLand Florida gives seniors a $7 discount on entrance.
King’s Island offers seniors over the age of 62 various discounts as well You can also get a senior discount on one-day tickets and seasonal packages at Dolly Parton’s Tennessee-based park, Dollywood, that includes activities for all of the family.
16. Public Transport
Amtrak, Trailways, Greyhound, National Rent A Car
This one is no secret. Many bus and train operators offer discounts for seniors. Rail service, Amtrak will give over 65s a 10% discount on tickets, and Greyhound will save you 5%. 65-years old and over can score 10% with Trailways.
Sixt automatically applies a discount if you book online. Hertz offers exclusive car deals for those over the age of 50.
Keep in mind that some discounts may vary and can change without notice.
17. Cell Phone Plans
Mobile phones are for senior citizens too, and you’d bet you can get a good deal on one.
Keep in mind that deals may vary and can change without notice.
- AT&T – plan for over 65s that costs $29.99 per month. You’ll get 200 anytime minutes, and 500 for evenings and weekends.
- GreatCall – a senior plan for $14.99. However they do have various additional fees, so expect to pay a little bit more. The plan offers health and safety tools, which include 24/7 access to urgent care, medication and refill reminders, daily automated calls to check in with you and much more. This plan works best with a Jitterbug phone, which is especially easy and comfortable to use.
- T-Mobile – plan for $60 a month for seniors 55+, which gives you 2 lines with unlimited talk, text and LTE data.
- Verizon Nationwide – 65 Plus Plan where you can get a plan for $29.99 that includes 200 minutes and unlimited text messaging, it also comes with 2GB of internet so you can browse your favorite websites from your phone. Keep in mind, however, that this plan is not available for new Verizon customers.
- Consumer Cellular – a plan that includes unlimited talk for $30.
18. Find the Best Cruise & Travel Deals
Carnival Cruises, Royal Caribbean, Costa Cruises, Cruise Direct, there are hundreds of amazing cruises at great prices to be found online.
Is there any better way to celebrate life than to venture out at sea? Cruises are wonderful with their all-inclusive travel options where you get to sit back, have a drink or two for free, soak up the midday sun and enjoy some high-class cuisine along with various live music performances.
Cruise lines offer a huge variety of discounts for senior citizens, and this includes some of the most well-known companies like Carnival Cruises and Royal Caribbean, offering exclusive deals to citizens over the age of 55. You will be able to get a cruise deal anywhere in the world, be it the Caribbean or even the icy Alaska. Keep in mind that not all cruises have discounts, so it is best to check with the specific cruise company.Click Here To Find The Best Cruise Deals
19. Get Creative
If you have a lot of time on your hands, you might like to keep them busy by getting creative. Whether it’s painting with your grandkids, making some festive decorations or maybe knitting a pair of mittens for your loved ones hobby shops have you covered.
Major hobby chain Michael’s have up to 10% exclusive discounts for senior citizens or even more off of crafting materials. Joann has specific Senior Days where senior citizens aged 55 and older receive a 20% discount off of their total purchase.
20. Visit a Museum
Natural History Museum, Museum of Science and Industry, Metropolitan Museum of Art
Museums are a great way to spend time with your loved ones, so why not get discounts on those museum tickets. Most museums offer reduced ticket prices for senior citizens, for example Natural History Museum of Los Angeles offers a 25% discount for senior citizens.
Also, many museums in the U.S. have Free Admission Days, where citizens can enjoy the exhibitions for free. It is best to plan in advance and check the particular museums website for senior discounts. Also, there is always an option of calling the museum administration if you have any unanswered questions.
TIP: Don’t forget to claim these great money-saving senior discounts:
Car Insurance Discount. Click here to save $400+ on car insurance!
Mortgage Discount. Click here to save $4,264 on your mortgage each year!
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